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Rate Shopping?

We now offer an outside source 'National average' ** for customers seeking a simple "Rate Quote":

**The above displayed "National Average Mortgage Rates" are provided by HSH.  These rates are derived daily from 200 objectively surveyed lenders ... as opposed to advertised and possibly misleading rates offered or promoted by less sincere lenders and/or other rate sources.  Please contact your Carolina's Premier Mortgage Specialist for program specific rates of interest available for Your customized mortgage financing.  Rates and points are subject to change without notice and may vary based on mortgage product, the creditworthiness of the individual borrower and other loan specific information.

 

Prequalification Calculator

To get a sense of how much you may be able to borrow, fill in the form below and click on the calculate button. Please note that prequalification is different from a preapproval. Prequalification gives you an estimate of how much you may be able to borrow. Preapproval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.

Monthly Income $
Monthly Debt/Payments
Include only loans that won't be paid off in 10 months
$  
Loan Terms You Desire
Interest Rate %     %
Term      Years
Down Payment (% of Sales Price)     %
Expected Taxes & Insurance
If you don't know what your property taxes and insurance will be, leave this section blank. We will estimate it for you. Otherwise, please enter your estimated taxes and insurance.
Yearly Property Tax
$  
Yearly Property Insurance
$  


 

Long-term mortgage rates are determined by Mortgage Backed Securities (MBS) that react many times inversely to stocks (ie: Stocks Up, MBSs Down = Mortgage Rates Up).

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We Highly Recommend -Educated Consumers read the following ...

Fact: Published, Quoted and Web posted mortgage rates are nothing more than plain old fashioned Advertising - designed to get borrowers into the loan process.

There is Absolutely No Guarantee the Advertised or Quoted Rate will be honored.

Mortgage rates are Program Specific, Borrower Specific and adjust constantly throughout the day based on market conditions - just like stocks.

Only a detailed analysis of Your specific information can result in accurate program placement. Then and only then can appropriate rate information be determined.

Contact one of our Mortgage Specialists for your FREE mortgage financing evaluation.