Carolina's Premier Mortgage Corp. offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

Good Credit, Bad Credit...Even No Credit! "We Say YES...Even If The Bank Said NO !"
Bad Credit-Damaged Credit-Slow Credit <?xml:namespace prefix = o />	A+ Borrowers - Good Credit
We have programs that allow charge off accounts to remain unpaid and still qualify the borrower for 100% financing. Clients one day discharged from bankruptcy can also qualify for 100% financing. It is rare to find a credit problem that we can’t offer a mortgage solution. Bad Credit,Damaged Credit =YES	We Represent the Nation best lenders with literally hundred of program. We do an automated Rate Comparison of the top lenders to insure our clients get the best rates and programs. We also offer some exclusive programs. 100% fixed rate 30 year mortgage with no PMI and the best PAY OPTION ARM anywhere!
Self Employed Mortgage	JUMBO and Super JUMBO Mortgage
We have many programs for the self employed that include stated income or limited doc, bank statement same as full doc. We even allow letters from your clients to establish time in business instead of business licenses or tax returns.	We really shine on jumbo loans !!! most lenders charge a higher rate on jumbo loans - we don’t ! we have 100% equity line jumbo’s with no mortgage insurance required …… that’s big. no lender beats our rates or service!
Construction loans and Permanent Mortgages	Bank Statements Equals FULL DOC
We offer several types of construction loans. Construction to permanent one time closing, converts to a predetermined fixed rate upon construction completion. construction loan only this requires two closings. most buyers are more comfortable with the construction to permanent.	We allow clients to use bank statements (business or personal) 6 months is lite doc 12 months gets full doc pricing, instead of w2 or 1099 to qualify at the low full documentation rate (no tax returns needed)
NEW: MTA Loan And Pay Option ARM	NO DOCUMENTATION, Stated Income, No Income, No Asset, Etc.  Mortgage
This is by far the most flexible payment plan available giving the home buyer (4) different payment options each month. the client may pay 1) interest only 2) below prime interest only 3) 15 year 4) 30 year USDA rural development loans. 100% financing for clients with no score or a score - no down payment and no closing cost paid by homebuyer!	No Doc means no employment, no assets, just score and name and address. these programs offer 100% financing but more typically are 95%.Stated income is available to w-2 employees and the self employed with score down to 500
EQUITY Lines of Credit	First Time Home Buyers
Purchase or refinance, no mortgage insurance ever! 100%, 115%, or 125% of appraised value.	100% financing is the norm for first time buyers. conventional and special programs. All Zero Down Mortgages!
100%,103%,107% and 125% mortgages	Manufactured and Modular Homes
This allows buyers to finance closing cost when seller is not paying closing cost. we seldom use this program since most sellers are willing to pay buyers closing cost.	Modular equals stick built all programs available manufactured single wide or double wide have special programs.
Interest Only Mortgage	Non-Permanent RESIDENT ALIENS
We offer interest only mortgages to all credit grades this guarantees the lowest monthly mortgage payment and can save as much as half on the monthly payment.	(EVEN WITH NO CREDIT SCORE) can qualify for 100% financing.